Giovanni Serrano
San Diego real estate agent
You see the payment, the rate, and the cash you need before you make an offer.
Found a home you like?
Get a free payment estimate619.617.8584
Bought: A family that was renting won their home over 10 other offers.
Your monthly payment.
The loan, property taxes, insurance, and HOA dues if there are any.
The cash you need.
Your down payment and closing costs.
The loan that fits you.
The program that gives you the most buying power at the lowest rate.
Text me the home. You’ll usually get the numbers back within minutes.
No credit check, and nothing to sign.
Get a free payment estimateBought a home after renting
“We were renting and did not know much about buying a home. Giovanni explained which loan program fit us and connected us with a mortgage broker who offered it, so we got the highest preapproval we qualified for. The home we wanted had ten other offers. Because of the way Giovanni structured ours, the sellers accepted it.”
The listing agent works for the seller, so they can’t push for your lowest price. I work for you, and I negotiate your price and terms.
Many loans need 3.5% down or less, and VA loans need 0% down. I also negotiate for the seller to pay your closing costs.
Use seller credits, money the seller gives you at closing. They can lower your rate for the first two years or for the whole loan.