Giovanni Serrano
San Diego real estate agent
I specialize in multifamily and studied real estate finance at UC San Diego, so you compare every property by its numbers.
Want to see what’s for sale?
Get a free deal list619.617.8584
Invested: Triplex owners live in one unit while two rents cover most of the mortgage.
Its value and its rents.
What it’s worth, and what each unit could rent for.
Your monthly payment.
And how much of it the rents cover.
What the lot could add.
Room for one or two more units, or none.
Then we compare them side by side, so you buy the one that makes the most sense.
Text me, and you’ll usually hear back within minutes.
We talk about your price range, areas, and how many units. Then I send you every deal myself.
Get a free deal listBought a triplex and lives in one unit
“We were about to buy a single family house, and Gio showed us what a triplex could do instead. Now we live in the main unit, and the two units in the back cover most of our mortgage. Next, we plan to rent our unit too and buy a second multifamily property.”
If you live in one unit, an FHA loan needs 3.5% down, and a VA loan needs 0% down. If you rent every unit, plan on 20% down, or 15% with one program I work with.
Start with a duplex, or a house with a backyard unit you can rent. On our first call, I tell you what your budget can buy in your areas.
Living in one unit lets you put less down. Renting them all brings in more rent from day one. I run the numbers both ways, so you can choose.